I started listening to Dave Ramsey’s radio show about a year ago, then picked up this book after deciding that there had to be a better way to manage my finances than buying the things I ‘need’ and trying to save whatever was left at the end. Talk about life changing. Dave explains how to get your financial life on track in simple, easy to understand steps while explaining the value of each step along the way. He asks you to make some pretty drastic life decisions and completely change the way you think about money and financial success, so if you’re looking for a quick and easy fix this book may not be for you. However, if you’re ready to make a commitment to yourself to do what it takes and follow the system I can say from real life experience that it really does produce fantastic results.